Personal Loan EMI Calculator
₹24,959
Loan EMI
₹34,90,279
Total Interest Payable
₹59,90,279
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Personal Loan From DealGini
Personal loans are now a necessity, offering financial flexibility for various personal expenses and needs. Securing a personal loan that aligns with your specific financial requirements, interest rates, and repayment terms has become essential. However, obtaining a loan that matches your needs can sometimes involve associated costs and fees
With dealgini, you can get your personal loan with minimum documentation and quick turn around time to meet your needs hassle-free!
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DealGini’s Features and Benefits
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Get Quick approval for your Personal Loan Upto ₹ 50 Lakh.
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Pay interest only on the amount you use.
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Repay your spends in flexible EMIs while choosing a convenient payment period - 12 to 60 months!
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Withdraw only as much as you need – it could be as little as ₹ 50,000 or as high as your approved limit.
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Use your approved limit as per your convenience.
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Minimum documents based on your profile.
Eligibility Criteria
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Must be an Indian resident , with minimum 2 years living in the same address.
- Must have experience in handling commercial asset for one year for First Time Buyer ( For Retail and Strategic , please call us) .
- Must be above 21 years and below 60 years of age.
- Must not have defaulted in his previous loans.
- Must be a self-employed individual, sole proprietorship firm, company, partnership firm, limited liability partnership or a private trust.
Required Documents
- Pan Card Number
- Photograph
(Passport Size with clear background) - Address Proof
(Valid Driving License / Valid Passport / Aadhar Card) - ID Proof
(Valid Driving License / Valid Passport / Voter’s ID / Aadhar Card / Pan Card) - Bank Statement
(Last Six Months Bank Statement) - Income Proof
(Valid Salary Slip / Income Tax Return / Tax Deduction Details/ Others)
Reasons You Are Here
- Facing unexpected financial expenses
- Planning to consolidate existing debts
- Need to cover medical expenses
- Looking to finance a home improvement project
- Considering a dream vacation but lack funds
- Emergency car repairs and no available cash
Why Finance Your Personal Needs with a Personal Loan?
- Utilizing a personal loan to address your immediate personal requirements provides you with the flexibility to meet those needs without the necessity of waiting for substantial savings.
- Personal needs often entail substantial financial commitments that might strain your available cash reserves. This is where a personal loan comes in handy, allowing you to cover expenses without depleting your financial resources.
- Whether you're planning to finance medical expenses, home improvement projects, dream vacations, or unexpected car repairs, a personal loan ensures you have access to the necessary funds.
- Opting for a personal loan for your personal needs enables you to maintain your monthly budget by repaying through convenient premiums/EMIs, avoiding the burden of a one-time lump sum payment.
Financial Guidance When Acquiring Personal Loans
- Thorough Research: Explore both online and offline options, to pinpoint the most favorable loan terms and conditions available to you.
- Establish a Realistic Budget: Set a budget that aligns with your regular income to ensure you can comfortably manage your monthly installment payments.
- Embrace Current Technology: Invest in up-to-date tech, not older models just for price.
- Plan for the Future: Anticipate upgrades or expenses, and prepare your finances.
DealGini Services
Construction Equipment Loan
Commercial Vehilce Loan
Home Loan
Loan Against Property
Used Car Loan
Car Loan
Personal Loan
Business Loan
Refinance Loan
Consultancy
How to apply for Loan
With DealGini, you will have a line of credit which can be used based on your requirement. Click below to experience its power.
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