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Home Loan & LAP

Welcome to Dealgini - Your Ultimate Destination for Home Loans and Loans Against Property! Are you in search of the perfect financing solution for your dream home or planning to unlock the potential of your property's value? Look no further! At Dealgini, we specialize in bringing you the best deals on home loans and loans against property that are tailored to your unique needs.

Our mission is simple: to provide you with excellent pricing, enhanced eligibility, and a quick turnaround time. We understand that securing the right loan is a significant financial decision, and we're here to make the process seamless and rewarding.

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DealGini LAP / Home Loan Features & Benefits

  • Compare and Decide with Ease: Our diverse lender selection, ranging from established banks to online institutions, lets you compare rates and terms effortlessly. Make informed choices at your fingertips.

  • Tailored Eligibility: Unique financial paths deserve tailored solutions. Find lenders with flexible criteria through our platform, maximizing your chances of securing the loan you deserve.

  • Your Goals, Your Deals: Whether it's a dream home or property value leverage, our personalized deals match your aspirations, ensuring your financial objectives are met.

  • Expert Guidance: Our expert team supports you from credit clarity to complex terms, empowering confident decisions throughout your journey.

  • Crystal-Clear Transactions: Embrace transparency with Dealgini. No hidden fees—just a clear breakdown of costs associated with your loan.

  • Swift Approvals: Time matters, and we respect yours. Dealgini's quick process ensures efficient loan approvals, accelerating your journey to success.

Process for your Loan Approval .

1

Contact us

Reach out to us with all your loan requirement

2

Documentation

Our team of experts helps you to get ready with all the documents

3

Processing

Your loan proposal is processed with the partner that fits with your profile the best.

4

Approval

Congratulations! Your loan is approved and your business one step ahead!

DealGini Has Products To Match All Your Requirements

Eligibility Criteria

  • Must be an Indian resident , with minimum 2 years living in the same address.

  • Must be above 23 years and below 70** years of age.
  • Must not have defaulted in his previous loans.
  • Must be a salaried, self-employed individual, sole proprietorship firm, company, partnership firm, limited liability partnership or a private trust.

Required Documents

  • Pan Card
  • Photograph
    (Passport Size with clear background)
  • Address Proof
    (Valid Driving License / Valid Passport / Aadhar Card)
  • ID Proof
    (Valid Driving License / Valid Passport / Voter’s ID / Aadhar Card / Pan Card)
  • Income Proof
    (Salary Statement / Financials based on your income source along with Bank Statement)
  • Property Documents
    (Based on your Requirement of LAP / Home Loan)

Reasons you are here

  • Purchase of New Home / Flat.

  • Loan Against Property to Start New Business.
  • Loan against Unsold Inventory.
  • Project Finance of New Housing Project.
  • Affordable Housing Loan.
  • No Able to Substantiate Income in traditional means.

How to Check your Eligibility ?

  • Salary / Income
    ( You can get upto 75 time of your free cash flow/ Salary ( without deductions) i.e, for a Rs.25000/- salary you can get loan upto Rs.19 Lacs)
  • Age
    (Salaried employee can be between 23 - 62( age at the time of maturity of Loan) years & Self Employed can be between 25 to 70( age at the time of maturity of Loan) Years. Max tenure 30 Years.)
  • CIBIL Score
    (Applicants with CIBIL score more than 750 are more likely to avail home loan at an affordable rate.)
  • Existing Obligations
    (Applicant with less/nil financial obligation gets higher Loan amount.)
  • Joint Income
    (If an Indivisual applies for a Home Loan with a Co-applicant or spouse who is earning their eligibilty of Loan will increase.)

Why taking a Home Loan or LAP makes a sense ?

  • Instead of waiting to accumulate the entire purchase price, a home loan allows you to buy or build a property sooner, providing you with a place to live or even as an investment.
  • Real estate can appreciate in value over time. By taking a loan, you can benefit from the potential appreciation of the property even though you're only putting down a fraction of the total cost upfront.
  • There are tax benefits associated with home loans. You might be eligible for deductions on the interest paid on the loan, which can significantly reduce your overall tax liability.
  • Home Loans and LAPs often come with lower interest rates compared to personal loans or credit cards, making them a more cost-effective way to borrow money.

DealGini Services

Construction Equipment Loan

Commercial Vehilce Loan

Home Loan

Loan Against Property

Used Car Loan

Car Loan

Personal Loan

Business Loan

Refinance Loan

Consultancy

With DealGini, you will have a line of credit which can be used based on your requirement. Click below to experience its power.

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